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After decades of struggle and a year of debate, health reform is now law in America.
48 million uninsured Americans will have new, affordable insurance options
Through the new health insurance exchanges or through employers, Americans will be able to purchase affordable health coverage at lower rates, and many will be eligible for tax credits to help lower costs.
Tax credits for up to 29 million individuals to help pay for health insurance
Starting in 2014, middle-class families and individuals who don't have insurance through work can get tax credits to help them buy affordable coverage on the new health insurance exchanges.
5.6 million people with pre-existing conditions will no longer be denied insurance
Starting this year, children will no longer be denied insurance due to pre-existing conditions, and adults with pre-existing conditions will have access to a temporary high-risk insurance pool. Starting in 2014, discrimination against pre-existing conditions will be banned completely.
500,000 families saved from bankruptcy in just one year
In 2007, 62% of all bankruptcies filed in the United States were linked to medical expenses. Health reform will prevent bankruptcies by capping annual out-of-pocket costs for families who receive insurance through the exchanges or a small business.
Tax cuts for up to 3.5 million small businesses to help pay for employee coverage
Employers who choose to offer employees health insurance can receive tax cuts of up to 35% of premiums this year, and up to 50% in 2014. More than 60% of small employers will be eligible for these tax cuts.