Bank of America online banner....reads.....FREE CHECKING.....no service charge
The gimmick is put and maintain balance of $300.
If your balance of YOUR MONEY in YOUR ACCOUNT goes below $300 they can charge you $5.95
monthly service charge ...on ....MY MONEY.
MY MONEY in their pocket...but if is use ...MY MONEY...they charge me.
That means....I should just GIVE THEM ...$300 for life...as a CHARGE for a FREE CHECKING ACCOUNT.
I would be better off than to think it was still ...MY MONEY...as I would not be tempted to use it if it were not in MY ACCOUNT,...and get CHARGED...to use it.
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Then there is FREE OVERDRAFT...up to $300 .....that cost.....$36 ...on approved credit.
I was GIVEN ...FREE OVERDRAFT...after passing a CREDIT CHECK...on one account.
DENIED IT ON THE SECOND ACCOUNT......member of the bank ...for decades....V.
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